Liberty Home Guard or 2-10 Home Buyers Warranty: which is better?
Liberty Home Guard is the better choice for most homeowners. It scores 4.8/5 vs. 3.9/5 for 2-10 Home Buyers Warranty in our ratings. Liberty is available in all 50 states and DC (vs. most states), offers 40+ add-ons (vs. a smaller add-on menu) and has service fees from $65 (vs. $65, $85 or $100). 2-10 Home Buyers Warranty can make sense if you are buying a home and want a plan through the closing.
- Our pick: Liberty Home Guard (4.8/5) over 2-10 Home Buyers Warranty (3.9/5).
- Availability: Liberty sells in all 50 states and DC; 2-10 Home Buyers Warranty: Most states.
- Service fees: Liberty from $65; 2-10 Home Buyers Warranty: $65, $85 or $100.
- Add-ons: Liberty offers 40+; 2-10 Home Buyers Warranty: a smaller add-on menu.
- 2-10 Home Buyers Warranty can make sense if you are buying a home and want a plan through the closing.
Side-by-Side Comparison
| Liberty Home Guard | 2-10 Home Buyers Warranty | |
|---|---|---|
| Our score | 4.8/5 | 3.9/5 |
| Monthly cost | $44.99-$54.99/mo | about $35-$75/mo |
| Service fee | $65-$125 | $65, $85 or $100 |
| Coverage caps | $2,000 per item for most systems & appliances | ~$2,000 per category ($5,000 with Luxury Package); $25,000 per 12 months |
| Waiting period | 30 days (90 days for plumbing/electrical) | Typically 30 days |
| Workmanship guarantee | 60-day workmanship guarantee | Workmanship guarantee for the term |
| Add-ons | 40+ optional add-ons | Pools, septic, well pump, roof leak |
| Availability | All 50 states + DC | Most states |
| Third-party ratings | 4.7/5 on Google (18,000+ reviews, per company) · 4.6/5 on ConsumerAffairs (2,000+ reviews, per company) | Lower recent customer ratings |
Where Liberty Home Guard Wins
- Largest add-on catalog we track (40+ options, from roof leak repair to pools, well pumps and generators)
- Available in all 50 states and DC - wider than every other provider in our ranking
- Service fee options that start at $65 in many areas
- Multi-year terms up to 5 years with bonus months on annual plans
Where 2-10 Home Buyers Warranty Stands Out
- Three service-fee choices
- Service-fee refund if a claim is ineligible
- Long history with real-estate transactions
The Bottom Line
Liberty Home Guard is our top pick because it combines the widest availability (all 50 states), the deepest add-on menu and flexible service-fee choices with a straightforward contract and strong customer-service tools. For most homeowners who want one combo plan they can tailor, it is the easiest provider to recommend.
Get a Liberty Home Guard Quote →Frequently asked questions
Is Liberty Home Guard better than 2-10 Home Buyers Warranty?
For most homeowners, yes. Liberty Home Guard scores 4.8/5 in our ratings versus 3.9/5 for 2-10 Home Buyers Warranty. Liberty is available in all 50 states and DC, offers 40+ add-ons and has service fees from $65.
Which is cheaper, Liberty Home Guard or 2-10 Home Buyers Warranty?
Liberty Home Guard costs $44.99-$54.99/mo (online promotional pricing; list pricing about $50-$60/mo); 2-10 Home Buyers Warranty costs about $35-$75/mo (Simply Kitchen to Pinnacle Home). Your quote depends on ZIP code and the service fee you choose.
When might 2-10 Home Buyers Warranty be the better choice?
2-10 is a familiar name at real-estate closings with flexible fees, but recent customer reviews trail the leaders.