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Home Warranty Company Reviews 2026
In-depth reviews of five national home warranty providers: plans, prices, fees, coverage limits and the fine print.
Home Warranty Compass is supported by companies featured on this page, which may influence which companies appear and their order. Our scores reflect our editorial criteria - see how we rate and our advertising disclosure.
All Home Warranty Companies We Review
★ EDITOR'S CHOICE
14.8/5
Liberty Home Guard
Best Overall
Price$44.99-$54.99/moService fee$65-$125AvailabilityAll 50 states + DCPer-item cap$2,000 per item for most systems & appliances
- Largest add-on catalog we track (40+ options, from roof leak repair to pools, well pumps and generators)
- Available in all 50 states and DC - wider than every other provider in our ranking
- Service fee options that start at $65 in many areas
24.2/5
Choice Home Warranty
Best for Simple Two-Plan Pricing
Priceabout $37-$55/moService fee$85Availability48 states (not CA or WA)Per-item cap$3,000 per item
- Simple two-plan lineup
- $3,000 per-item limit
- Flat $85 service fee
34.1/5
Cinch Home Services
Best for Unknown Pre-Existing Issues
Priceabout $31-$67/moService fee$100-$150Availability47 states (not AK, CA, HI)Per-item capA/C & heating $1,500
- Covers unknown pre-existing conditions
- 180-day workmanship guarantee
- Rust and corrosion coverage
44.0/5
First American Home Warranty
Best for High Coverage Limits
Priceabout $42-$172/moService fee$100 or $125Availability36 statesPer-item capUnlimited on HVAC, plumbing & electrical
- Unlimited caps on HVAC, plumbing and electrical
- Covers some rust, sediment and corrosion failures
53.9/5
2-10 Home Buyers Warranty
Best for Home Buyers
Priceabout $35-$75/moService fee$65, $85 or $100AvailabilityMost statesPer-item cap~$2,000 per category ($5,000 with Luxury Package)
- Three service-fee choices
- Service-fee refund if a claim is ineligible
- Long history with real-estate transactions