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Quick answer
Is Choice Home Warranty a good home warranty?
Choice keeps things simple with two plans and a single service fee, but AC is only in the Total Plan and claim-handling reviews are mixed.
Key takeaways
- Our score: 4.2/5 (Best for Simple Two-Plan Pricing).
- Price: about $37-$55/mo (Basic vs. Total plan, with promotions); service fee $85.
- Availability: 48 states (not CA or WA).
- Coverage caps: $3,000 per item.
- Stands out for: simple two-plan lineup.
- Our top-rated provider is Liberty Home Guard (4.8/5), available in all 50 states and DC with fees from $65.
Pros
- Simple two-plan lineup
- $3,000 per-item limit
- Flat $85 service fee
Cons
- Not available in California or Washington
- Air conditioning only in the higher plan
- Mixed claim reviews; the Arizona Attorney General filed a consumer-fraud lawsuit against the company
Choice Home Warranty at a Glance
| Choice Home Warranty | |
|---|---|
| Monthly cost | about $37-$55/mo (Basic vs. Total plan, with promotions) |
| Service call fee | $85 |
| Coverage caps | $3,000 per item |
| Waiting period | Typically 30 days |
| Workmanship guarantee | Varies by contract |
| Add-ons | 6 add-ons (pool/spa, well pump, septic, roof leak and more) |
| Availability | 48 states (not CA or WA) |
| In business since | 2008 |
| Third-party ratings | 3.7/5 on Trustpilot (39,000+ reviews) · BBB grade B |
Choice Home Warranty Plans and Pricing
Prices vary by ZIP code, home size and the service fee you choose.
| Plan | What it covers | Price |
|---|---|---|
| Basic Plan | Heating, electrical, plumbing, ductwork, water heater and most kitchen appliances (no refrigerator) | ~$37/mo with discounts |
| Total Plan | Basic Plan + air conditioning, refrigerator, clothes washer and dryer | ~$44/mo with discounts |
How Choice Compares to Our Top Pick
| Choice Home Warranty | Liberty Home Guard (#1) | |
|---|---|---|
| Our score | 4.2/5 | 4.8/5 |
| Monthly cost | about $37-$55/mo | $44.99-$54.99/mo |
| Service fee | $85 | $65-$125 |
| Availability | 48 states (not CA or WA) | All 50 states + DC |
| Add-ons | 6 add-ons (pool/spa, well pump, septic, roof leak and more) | 40+ optional add-ons |
| Coverage caps | $3,000 per item | $2,000 per item for most systems & appliances |
Read the full Liberty Home Guard vs. Choice Home Warranty comparison →
Frequently asked questions
How much does Choice Home Warranty cost?
Choice Home Warranty plans cost about $37-$55/mo (Basic vs. Total plan, with promotions), with a service call fee of $85.
Where is Choice Home Warranty available?
48 states (not CA or WA).
What are Choice Home Warranty's coverage limits?
$3,000 per item.
Is Choice Home Warranty better than Liberty Home Guard?
In our ratings, Choice Home Warranty scores 4.2/5 versus 4.8/5 for Liberty Home Guard. Liberty is available in more states (all 50 + DC), offers more add-ons (40+) and has service fees starting at $65. See the full comparison.