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2-10 Home Buyers Warranty Review 2026: Plans, Cost & Coverage

Our hands-on look at 2-10 Home Buyers Warranty's plans, prices, service fees, coverage limits and fine print.

By Jason M., Senior Research Analyst · Reviewed by Ashley T. · Published · Updated · 4 min read
Home Warranty Compass is supported by companies featured on this page, which may influence which companies appear and their order. Our scores reflect our editorial criteria - see how we rate and our advertising disclosure.
Quick answer

Is 2-10 Home Buyers Warranty a good home warranty?

2-10 is a familiar name at real-estate closings with flexible fees, but recent customer reviews trail the leaders.

Key takeaways
  1. Our score: 3.9/5 (Best for Home Buyers).
  2. Price: about $35-$75/mo (Simply Kitchen to Pinnacle Home); service fee $65, $85 or $100.
  3. Availability: Most states.
  4. Coverage caps: ~$2,000 per category ($5,000 with Luxury Package); $25,000 per 12 months.
  5. Stands out for: three service-fee choices.
  6. Our top-rated provider is Liberty Home Guard (4.8/5), available in all 50 states and DC with fees from $65.
Our score: 3.9/5
Coverage breadth & add-ons
4.0
Pricing & fee flexibility
4.3
Claims experience & support
3.4
Contract clarity
3.9
Availability
4.0
Pros
  • Three service-fee choices
  • Service-fee refund if a claim is ineligible
  • Long history with real-estate transactions
Cons
  • $25,000 annual aggregate cap
  • Weaker recent customer reviews
  • Some plans only available by phone

2-10 Home Buyers Warranty at a Glance

2-10 Home Buyers Warranty
Monthly costabout $35-$75/mo (Simply Kitchen to Pinnacle Home)
Service call fee$65, $85 or $100
Coverage caps~$2,000 per category ($5,000 with Luxury Package); $25,000 per 12 months
Waiting periodTypically 30 days
Workmanship guaranteeWorkmanship guarantee for the term
Add-onsPools, septic, well pump, roof leak
AvailabilityMost states
In business since1980
Third-party ratingsLower recent customer ratings

2-10 Home Buyers Warranty Plans and Pricing

Prices vary by ZIP code, home size and the service fee you choose.

PlanWhat it coversPrice
Simply KitchenKitchen appliances$35-$41/mo
Complete HomeSystems + appliances$55-$61/mo
Pinnacle HomeComplete Home + higher limits and extras$69-$75/mo

How 2-10 Compares to Our Top Pick

2-10 Home Buyers WarrantyLiberty Home Guard (#1)
Our score3.9/54.8/5
Monthly costabout $35-$75/mo$44.99-$54.99/mo
Service fee$65, $85 or $100$65-$125
AvailabilityMost statesAll 50 states + DC
Add-onsPools, septic, well pump, roof leak40+ optional add-ons
Coverage caps~$2,000 per category ($5,000 with Luxury Package); $25,000 per 12 months$2,000 per item for most systems & appliances

Read the full Liberty Home Guard vs. 2-10 Home Buyers Warranty comparison →

Frequently asked questions

How much does 2-10 Home Buyers Warranty cost?

2-10 Home Buyers Warranty plans cost about $35-$75/mo (Simply Kitchen to Pinnacle Home), with a service call fee of $65, $85 or $100.

Where is 2-10 Home Buyers Warranty available?

Most states.

What are 2-10 Home Buyers Warranty's coverage limits?

~$2,000 per category ($5,000 with Luxury Package); $25,000 per 12 months.

Is 2-10 Home Buyers Warranty better than Liberty Home Guard?

In our ratings, 2-10 Home Buyers Warranty scores 3.9/5 versus 4.8/5 for Liberty Home Guard. Liberty is available in more states (all 50 + DC), offers more add-ons (40+) and has service fees starting at $65. See the full comparison.

Other Providers We Reviewed

JM
Jason M. Senior Research Analyst

Compares plan terms, prices, service fees and coverage caps across home warranty providers. Reviewed by Ashley T., Lead Reviewer. Our editors compare published plan terms, sample contracts and third-party ratings for each provider. How we rate · Advertising disclosure